Showing posts with label money. Show all posts
Showing posts with label money. Show all posts

Wednesday, February 29, 2012

March Spending Diet!

Well, it is Leap Day, which means that my Operation Consumption Liberation (OCL) month of Snack Control is coming to an end.  If you read my last OCL post, you'll know that I was struggling a bit with the "No Eating after 8:30 p.m." part of my February challenge. Despite my resolve to get back on the wagon and stay on the wagon, I've been falling off this particular wagon left and right. 

Why can I go a month without meat or sugar without caving into my cravings, but can't make it through a shorter 29-day month without a 10 p.m. Snack Attack every few days?  I think it boils down to this: I can handle staying clear of certain kinds of foods, but I have very little willpower when it comes to not eating when I want to eat. This is probably linked to how much I dislike the feeling of denying myself that comes hand in hand with dieting. Not eating when I want to eat feels ten times more like dieting than not eating what I want to eat.  I snack pretty healthy, after all; I eat rice crackers, fruit, and low-fat string cheese, not French fries, chocolate bars, and milkshakes. 

On this note, it is clearly time for me to take a break from food-related challenges, but not from diets in the broader sense.  That's because my March monthly challenge is Curb Your Frivolous Spending Redux--a.k.a. the Spending Diet. Last year, May was my month of being a tight wad, during which I gave myself a budget of $132 to spend on unnecessary things like dining out, lattes, mascara, iTunes, haircuts, movie fares, and so on. And that was a good challenge.  This year, I'm trimming that amount by $30, for a monthly budget of $102 dollars. (That extra $2 makes all the difference.)

My homemade pizza beats Pizza Hut's any day.

Friday, September 30, 2011

Local eating conclusion!

"...accept the seasons of your heart, even as you have always accepted the seasons that pass over your fields."  --Kahlil Gibran

 
Homegrown tomatoes!
I had grand plans to post a whole lot during September.  I read "Plenty: One Man, One Woman, and a Raucous Year of Eating Locally" by Alisa Smith and J.B. MacKinnon with intentions of sharing interesting facts and similarities in their challenges and mine this month.  I've taken so many bad food photos with my phone, it is ridiculous.  I religiously biked to the farmers market every Saturday and, in the supermarket. I scrutinized the labels of food products to see if they fell into my 300-mile radius.  I browsed the internet extensively for groceries and restaurants with local foods.  What can I say?  I've been so busy doing research on local foods and cooking local foods and eating local foods that I feel like spending my limited free time blogging about local food.  


Bad food photography--local beans, tempura @ the Red Cat in NYC.


Tuesday, May 31, 2011

Money, money, money.

Breaking news: I managed NOT to spend money in this candy shop.


My apologies for being an inconsistent blog writer.  It happens.  But holy cow, May is almost over already and I really had meant to write more this month. Recap: May has been Operation Consumption Liberation's official month of Reduced Frivolous Spending, the unessential goods and service month, and I laid out in this length post here what constitutes frivolous spending in my book, and committed to spending no more than $132 on frivolous things this month.  And as the month winds down, I can report that I've done pretty well with this whole budget thing (though not as well as I thought I had ten minutes ago--math is not my strong suit).

My frivolous spending since I checked in with $32 spent on May 6:
  • $3.25--hot cocoa @ SeaTac Dilletante
  • $2.87--coffee and donut @ EWR's Dunkin' Donuts 
  • $40--dinner in Astoria, NY w/ JC and WR
  • $2.50--coffee @ Chappaqua Station
  • $7.70--pizza @ EWR
  • $2--bagel @ Eltana
  • $2--coffee @ Bean City
  • $9--movie @ NW Film Forum w/GM
  • $3--cupcake @ Cupcake Royale
  • $9--3 tomato plants @ U-District Farmers Market (though is this really frivolous...
  • $1.99--pint of Honey Cinnamon frozen custard
  • $2--half of an elephant ear at Folklife w/CW.

*May 7-May 30 Total Frivolous Spending: $85.31
*May 1-May 30 Total Frivolous Spending: $117.31
*Remaining Frivolous Spending Budget for May 31: $14.69

Expense worthy: $2 Eltana wood-fired bagel
 
While the no-spending thing has been challenging at times, I have not suffered too much this month. Which is good, because as someone who is under-employed at present, I really NEED to have a tight budget. Which is tricky because right now, it feels like every single valuable thing I own is falling apart.

Example A: the car mechanic tells me that my car needs an est. $2774 worth of repairs and you know that auto mechanic estimations are always low, because they're sure to find two more parts that must be replaced in the process. Considering that I bought said-car two years ago for $4300...  It seems like I'm better off spending that money to get a newer car.   Wait, what money?  Do I need a car that bad?  I could live without it, but it would compromise some things, like my volunteering and where I seek employment.  Plus, I like the freedom of having my own car.  It IS a luxury though.

Car, why do you make me suffer so?

Example B: I noticed this week that the laptop which I'm typing this on now is splitting along the seam of the screen.  If I close it, it gaps open a quarter of an inch at one corner.  Note that I purchased said laptop in early 2006.  I've added RAM, updated this and that, replaced batteries, but let's face it, this thing is kind of a dinosaur.  It weighs 17 pounds.  I've been debating a replacement for a full year.  It needs to happen soon.  Frivolous spending?  Well, no, I'm a writer, I can even write it off on my taxes, I suppose.  But I do have a second laptop though it has less RAM, less stuff on it, and I bought it used--it's probably older than this one.  It does weigh less though...  I should probably dump both of them for a new, super-light, super-fast machine. 

Money-worries face.
Example C: Half of my regularly-worn long sleeved shirts have rips or holes in the arms.  Some have been mended once or twice already. As of yesterday, both of my wear-everyday-fall-thru-spring boots' zippers are broken.  My socks are holey.  I need new clothes.

And so on. 

Given these expected expenses and my under-employment, this month's practice has certainly made me think more about money and its role in my life.  I hate that making money and spending money preoccupy so much of my thoughts and energy, be it taking crap writing jobs for crap pay so I can pay for home Internet service (sadly, a must-have) or using that Internet service to search for less crappy jobs with less crappy pay.


I am taking steps to remedy my situation, but I am also trying to be patient and to take actions that honor my aspirations and values.  Yes, there are days when I think to myself, "you just need to buckle down and take any  job with benefits that will have you."  And then there are days when I think about how unhappy I used to be, and what I changed to make my life more peaceful and happier.  On those days, I know that, while taking the first full-time job with benefits I can find may settle my money worries for the time being, it likely will be at the cost of the balanced and content life I've worked so hard to have.

As this month comes to a close, I think I'm going to continue to set myself a frivolous spending budget.  I like these questions from And Then She Saved to help me determine whether or not something is frivolous or, as she puts it, "expense worthy."  I'll be applying these questions soon in my car, clothes, and computer decisions!

No expense NY fun: walk the Brooklyn Promenade on a sunny afternoon. 

Oh yeah, recap of my efforts to add more outdoor outings this month! Though the weather has not been terribly cooperative, I've managed to squeeze some nice outings in: a park outing in NY with my sister-in-law MR, my 7-month-old twin niecews, and their dog; a Greenlake walk with CI and daughter S; strutting the Brooklyn Promenade and visiting the Astoria Sculpture Park with JC; playing corn-hole BBQ at MO & QH's; and a few runs, walks, and a 36+ mile bike ride out to Redhook with CW. If you want to go for a pedal or a walk with me, summer is just around the corner!

I'll be posting again tomorrow as NO CAFFEINE MONTH kicks off....

Friday, May 6, 2011

Adventures in (not) spending.

So.  Here I am on day 6 of my super budget May. Today, I walked past many bottles of nail polish and hand lotion in Bartell Drugs without buying any of them.  I did plunk down a small amount of money for a birthday card, and a small fortune for my prescriptions. (Though the cost of one prescription has gone down monthly from $141 to $76 so far this year--health insurance, I just don't understand ye.)  But I escaped without any foo-foo beauty crap, or chocolate.  Praises be.

I know I could have made a birthday card.  I am, in fact, halfway through the process of making some very sweet and very amateurish Mother's Day cards for my mother and the other mother-like figures in my life.  They don't look store-bought, that's for sure--but it is the thought that counts, right???

See, I made a tulip out of dried, pressed tulip petals!

Still, I think I've blown my artsy mojo on the mums' cards this week, so I decided to dip into some of my precious frivolous spending money for the birthday card.  In addition to the card, last night I met up with my book group and I bought a beer.  These two items totaled $8.00.

Then I went to get my hair done today.  The good news is that I bought a Groupon last month for my haircut and color, and it was a steal! The bad news is that Groupons don't include tip and that "Groupon customers tip on the full amount of the pre-discounted services."  Of course they do.  Good news for my colorist and stylist today: I'm a good tipper.  So that was $25.00 in tips.  Ouch.

*A pause for the Hair Report! The good news is the color looks great--my colorist is awesome!  The bad news is the cut... well, it isn't awful.

I know, it isn't that bad.  It isn't red either, as the lighting here suggests.

The stylist (not my regular gal) was nice and she was competent with the shears.  But you know how when you describe what you want (an inch shorter in the back, longer in the front, more of an angle, less poofy, lighter...), a stylist will sometimes really latch on to one or two parts of that and kind of forget the rest of that? Yeah, let's just say it's lighter and probably not so poofy, but I don't know where she heard "layering."  The lesson: you get what you pay for. End of Hair Report.*

But it DOES have a bit of a "she-mullet" feel, right? Stupid choppy layers.

Okay, back to money matters: so in six days, I've managed to blow... $32 of my 132 frivolous spending budget.  Eek!  Oh, and I'm going to New York on Wednesday.  Guess who IS NOT going to be going to any Broadway shows this time around?

This not-spending thing is not easy, yo.

In other news, I biked to my office all week.  And it was lovely, except for yesterday, when I was positive that every person or car I saw on the street was trying to make my ride more hellish.  I had some MAJOR bike rage.  Really, I was yelling the f-word like a crazy lady.  I got to thinking that maybe I need a specific outlet for my bike rage, somewhere to air it where I don't run the risk of getting hit by an angry driver. So, I have this silly twitter feed, and from here on out, that's where I'll be putting my bike rage. If you use the twitter, follow me! I will try to keep it rated PG-13, and I also use it to notify folks of new blog posts here! FYI, I have haiku aspirations for the future tweets...

In other OTHER news, I'm running a 10K this Sunday morning.  May my new biking muscles and regular running routine power my booty across the finish line faster than my race companion, CW, who has gone on a total of TWO training runs! Wish me luck!

Sunday, May 1, 2011

Stop buying frivolous stuff, doofus.


Today, on top of a 6-mile bike ride and a 4-mile hike, I drove my car recreational for the first time since March!  Because it is May! 

May marks my second Reduce Frivolous Spending month, the unessential goods and services edition. (See The Eating and Drinking Out edition here.) Now, I’ve been very tempted this week to rearrange my Operation Consumption Liberation (OCL) Challenge schedule to make May my month of spending less time on the internet, due to the unhappy fact that my ISP/phone company lost the order for my new modem and I’ve been going without the internet at home since Tuesday night.

The other reason I’ve thought about swapping months around is that I intended to do more investigation into my finances and spending habits to find out how much I waste on unessential goods and services, etc.  I sort of feel like this type of challenge calls for more research than I’ve done.  However, I haven’t exactly been monitoring how much time daily I waste on Facebook and tooling around on the internet either.  So… I’m sticking with the plan and I've done a hack research job of my spending habits over the last month.  Unessential goods and services, here we go!

Due to the economic situation in the last few years, an awful lot of people have undertaken a “Spending Fast” and blogged about it.  One of the most notable examples would be Anna Newell Jones and her “And Then She Saved” blog.  Check out her spending fast and her spending diet guidelines.  Inspiring to say the least. 

Now I am not going on a total spending fast.  I’m undertaking something more like the spending diet, but I don’t like using the word diet for anything.  What I’m going to be doing is limiting my unnecessary expenses.  I am not going to put my Netflix on hold, skip yoga, or make my friends suffer another month of Absolutely No Drinks or Eats out.   But I am going to be working with a limited amount of money for nonessential expenses this month. Thus, once that money is gone, for the rest of the month, I’ll be spending my free time at home reading, playing Mah-Jongg solitaire online, and watching stuff on Netflix.  Maybe I’ll reorganize my kitchen cupboard finally.

So, the key question is: how do I define unessential goods and services?   

First, I need to define what expenses ARE essential:
-Shelter (gotta pay rent)
-Internet and phone services are essential.  Plus, I’m locked into contracts for both.
-Health insurance, auto insurance, medicine, toothpaste, and doctor visits (no one should have to go without any of these!)
-Soap for laundry, dishes, and the body
-Food and drinking water is essential (dessert, however, is not). 
-Gas for my car to go volunteer 

 Now here are some examples of nonessential things I’ve spent money on this month:
-$55 Groupon for haircut and color at my salon (Great bargain, sure, but…)
-$49.50 registration for a 10k race next week 
-$16.99 gym membership (haven’t been there in almost two months, but the cost to join was ridiculous, so I keep paying it)
-$10.94 Netflix
-$39 debit charges at restaurants
-$120 cash purchases (Although I do pay for some smaller grocery purchases with cash, most of my cash generally goes to nonessential bar tabs, restaurant tabs, movie theater tickets, and small miscellaneous trinkets and sweets)
-$68.50 of miscellaneous non-medical Bartell Drug purchases (yes, some of those purchases were for other necessities—toilet paper, laundry detergent, and toothpaste—but all those lotions, bath salts, almonds, nail polish, chocolate, As Seen On TV gadgets…  Fact: I get a little bonkers in the drugstore)

But I really need some more hand cream!

And so on...  I’ve done my best to calculate my unessential expenses last month, and it came to about $420.  That is more than half my monthly rent.  Out of control!

So do I seek to half this amount in May?  $210 is still a lot of money to be wasting on that kind of stuff every month, so let’s knock off another $50. That gives me a nonessential spending budget of $160, which is cushy, but considers expenses from my upcoming travel. From that $160, I’m subtracting my anticipated bills for Netflix and the gym (~$28, auto-paid).  That’s $132 to spend on nonessential goods and services as I choose for the month.

FYI: I will not be buying a $300 gong this month.

To help me track my $132 nonessential budget, I have a $50 American Express prepaid card for most card purchases and I am withdrawing $70 cash from my checking account.  And yesterday, I pulled out $2 from the lingering “April” cash in my wallet for May--for clean record keeping, I put the remaining April cash in my loose change jar this morning.

Two exceptions:
-If someone wants to buy me dinner or take me to, I’m not trying to curb his or her spending so that is allowed.  However, I’m not terribly comfortable freeloading, and I will not be soliciting you to purchase meals, movie tickets, or new clothes for me.
-I can spend gift cards and previously purchased Groupons as I am wont to do.  But any new prepaid/gift card or Groupon purchases will be deducted from my nonessential budget.

That's it.  I will do my best to spend my $132 wisely!  I may be taking a few hints from this here site... And of course, I will be reporting regularly here at OCL on my nonessential expenditures and my budget balance!  If you have any budget suggestions, or want to join me, I welcome both.

Oh YEAH: To counterbalance the cruel feeling of depriving myself, especially when I’m denying myself lots of nice, trivial, feel-good purchases, I would like to add more outdoor social activities to my life this month.  Free or low-cost activities, that is: park play dates, bike adventures, hikes, backyard BBQs….  This part of my month is off to a great start (65 degrees and sunny in Seattle-woo woo!). Even if the weather does not cooperate, I’m not totally adverse to rainy day adventures either. So who wants to play?

Friday, April 1, 2011

ACK! Welcome to Low Gas Consumption Month!

Hello there.

I've just spent the last several hours pouring through boxes of old photos, looking for a picture of me on a bike.  And I didn't find a single one.  Apparently, those are in one of my parents' custody, because I know they're out there.  I also was looking for some pictures of me in a doing a high ropes course to prove to CW that my arse looks enormous in a harness, thus I don't want to go rock climbing with him.  Couldn't find those either.  I did however find a picture of my brother on a bike, several pictures of friends as awkward children to scan and post on Facebook, and one photo of a staged Barbie orgy.  What can I say, I was a messed-up little kid.

Needless to say, as this is a more public platform than even Facebook, I won't be posting any of those here.  So here is a photo of my bike, and my ex-boyfriend's bike.  Mine is the one on the left, the one that's mostly not in the picture, versus the blue one that is mostly in the picture.

bikes on the rail to trail bridge
I got new tires shortly after this photo was taken.  My bike subsequently lost four pounds.

So this bike... Well, can I just tell you that I've had it since the late 80s?  I've had it since I was 12-1/2 years old.  Seriously, I have been pedaling the same cycle for TWENTY-TWO years.  And yeah, sometimes I think, "maybe biking would be easier if I had a newer flashier bike."  But hey, it's still working.  It has 18 speeds or gears or whatever you call them.  It has a bike rack.  And as of tonight, it now has a red flashing back light and a fancy-pants spot headlight.  Nevermind the fact that I've had my bike lock for about... TWENTY-TWO years, or that I bought my helmet at Fred Meyer for $20.  The bike is pimped out and I'm ready to dive into April, my month of low gasoline consumption for Operation Consumption Liberation!


Behind the gator, which I drove just fine
I will also not be driving any Gators this month.  FYI.

I discussed my biking fears and the current economics of gasoline last time, so without further adieu, here are the guidelines I'll be adhering to this month:

1. No driving the car except (A.)for when I'm volunteering as an ElderFriend--I got to be able to visit and transport my friend who lives in Shoreline; and (B.) for emergencies.  That's it.

kayaking in Seattle!!!
Acceptable mode of transportation #1: kayaking.


2.  I  will not be going on a road trip or flying in an airplane this month.  Who can afford that anyway?

baby horse!  Baby horse!
Acceptable mode of transportation #2: riding a horse.


3.  I will accept rides with friends to carpool to outings IF IT MAKES SENSE.  In other words, if I'm going out to eat with my friend ES, it is totally cool to ride together because she lives less than two miles away.  But if I'm going out to eat with my friend SW, the only way she's driving from White Center-abouts to pick me up is if we're going out to eat in my hood, or North of here, and I'm not going to suggest that.  Better I bike or take the bus to meet her somewhere halfway.

lucy the swimming hippo
Acceptable mode of transportation #3: swimming.


flamingoes feeding
Acceptable mode of transportation #4: ride a flamingo.


4.  Speaking of the bus, I will be limiting my bus use.  Sure, the bus consumes less gas and pollutes less than all of its passengers in their own cars, but the bus is also EXPENSIVE.  SO here's how I'll be limiting my bus use: (1.) I'll be putting approximately the current cost of one tank of gas in my car onto my Orca card.  (2.)  When I run out of bus money, that's it for the month.

Photo by Andy Nystrom
So, for the record, here's the bus money math: The price of regular unleaded in Seattle is $3.795 right now.  My gas tank probably holds more than 12 gallons, but for this purpose, that's what it holds.  So a tank would cost me $45.54, so I've put $45 on my Orca card for April.  If I ride the bus only during Peak hours (1-zone peak fare=$2.50 w/ transfers for 2 hours), that gives me 18 rides for the month.  If I ride the bus only during Non-Peak hours (1-zone non-peak fare=$2.25  w/ transfers for 2 hours), that gives me 20 rides total for the month.

 Mind you, this last month, I burned through four bus fares in one day easy ($9.50 worth)--all I did was go to the office, come home to change, whereupon I went out with friends for dinner and a movie, and then came home.  I think I'm going to want to be careful about how I use those bus fares, because I'm going to want to meet up with friends and there will be late nights when I will want to get home and I won't feel safe or energetic enough to bike.  Not to mention really RAINY days.  This is Seattle after all.

Which means (5.) I will be riding my bike or walking as much as possible all month long.  Or running.  And I'm not opposed to rollerskates--I had a dream I was wearing these hella cool skates the other night--they were funky brown leather knee high boots on wheels, totally awesome.  If you know where I can get skates that rad, let me know.

Oh yes, I need to add something to my life to compensate for my removal of car and gas.  Something BESIDES more biking, which is grand, but is also work.  Hmmm, I'm open to suggestions.  Though I'm leaning towards dark chocolate, or flowers....

Chocolate with Hazelnuts I brought from the US
Chocolate doesn't get realer than this.
poppies!
Poppies, Poppies, everywhere!

Thursday, February 24, 2011

money matters

As anyone who has been paying attention knows, this month in my OCL (that's Operation Consumption Liberation, yo) is one of two months this year dedicated to curbing frivolous spending.  A quick review of my ATM-card purchases over the last year reveals that the highest percentage of those card transactions took place in restaurants and grocery stores.  In the month of October, for example, I made 48 card purchases. Eighteen of those purchases were made at the grocery store, in a restaurant, or a bar. Now, I'm not great at math, but I believe that's 37.5% of my monthly card purchases.  The category with more purchases during that month was "Miscellaneous," with 19 purchases for 39.5%.  (FYI, "Miscellaneous" purchases include iTunes, clothing, entertainment, haircuts, and non-med purchases at the drugstore--the things I'll be cutting from my spending during my second month of curbing frivolous spending, currently planned for May.)


Look, I finally got my cupcakes! Using my one No Eat-Out gimme: my soon-to-expire Groupon.

Watching my spending is pretty important to me at present.  Earlier this month, the department at Amazon that I've been writing for regularly since 2006 sent me a note saying that they would no longer be using freelance content for Home and Kitchen. Poof! There went a lot of income.  Suddenly, this whole No Eating Out thing feels kind of essential.  Reviewing my 2010 ATM purchases, I found that I spent approximately $130 a month eating out, and that's not including when I paid cash.  I don't know about you, but for me, $130 IS a substantial amount of money.  As long as I have so little income, I absolutely cannot spend that much money eating out.


Hard times requires frugal cooking: English muffin pizza

While I'm saving money from eating out, I'm curious to look at how much more money I've spent on groceries this month in comparison to a so-called regular month.  I like fancy food; I tend to gorge myself on Gorgonzola and Kalamata olives and pine nuts (Okay, not pine nuts.  Who can afford to snack on those?).  And meat.  When you host people for dinner all the time, you often want to give them meat. Where have all my vegetarian friends gone?  I'm getting a little off topic here, but I think I've made my point: my grocery bill could use a makeover too.  I'll keep you posted.


Chicken is expensive, but this chicken was AMAZING.

Anyway, I've been pretty lazy about taking pictures of the food I've made, or the food others have made for me (!!!).  I am also finding I am a lousy food photographer, though the fact that I'm using my phone camera may be half the battle.

No picture on Earth can capture how yummy that above garlic chicken was.  I made that for CI and ES a few weeks ago, and I can't wait to make it again.  Recipe here.  (Chef's note: I made this with skinless chicken breasts.  Also, if you love garlic like I love garlic, I'd use three heads of garlic instead of two.  We almost duked it out over the last few cloves, squeeze that roasted garlic directly out of the clove onto bread and smear it like butter.  True, the house will stink pleasantly of garlic, but the garlic wasn't overpowering at all to eat and I don't think we reeked of garlic for the next day.)

I have been enjoying lots of soup.  It is 30 degrees F in Seattle right now, so soup is good.  And a big batch lasts forever.  I think I still have some leftover pesto minestrone in the fridge from almost two weeks ago.  I made over three quarts of that stuff in the crock pot.  Pretty good, certainly fine for taking to the office for work.  Recipe here.  Also, my friend JM came over last week with all the ingredients for a warm and healthy miso soup, full of carrots, cabbage, turnips, onion, and ginger. I don't have the recipe, but it was good.


Pesto minestrone.
Miso Soup.


Chicken Enchiladas!
I've been treated to quite a few home-cooked meals at friends' this month, which is almost as lovely as cooking for them.  It isn't easy hosting: my friend MK invited me over for dinner last week and forgot to turn his crock pot on when he left for work, poor guy. SO he whipped up some Asian noodle dish for us instead, and then he dropped off a Tupperware container of the crock pot dish a couple days later--I'm lucky to have such good friends.  The other weekend, I got to enjoy TWO home-cooked Mexican meals: fantastic chili rellenos at CW's, courtesy of his friends I and Y on Saturday night, and then tasty chicken enchiladas at the house of SW and MH-squared on Sunday.

This week, I confess, I've been a little worn out on hosting and social activity, so I've only planned to host dinner one night.  It HAS been a fun month though!  I haven't missed eating out much.  There's only one night where I've really thought, "God, I wish I could just go out to eat" and that was last Friday when I had tickets to something on Capitol Hill that started at 7:30 and started cooking this on Queen Anne after 6. It is true, cooking at home can be time consuming.  But it doesn't need to be an all-day affair.

Oh, and remember my four-drink allowance for the month?  I haven't needed to use a single one.  Maybe I should let them roll over into next month, in which I will stop consuming alcohol....  Ack!  Stay tuned.

Tuesday, February 1, 2011

Curb Frivolous Spending, Part 1: the Eating and Drinking Out Edition

As a single woman who lives alone, I go out to eat a lot.  In fact, off the top of my head, I can think of TEN meals eaten out during January alone.  That's during my month of no sugar, mind you. Also, I can think of at least two coffee dates and two drinks dates (there must be more of those!). Looking at my debit card record online, I charged $147.41 on meals in restaurant. Now I know I paid cash at least twice, so let's add $40 to that total ($187.00). Divide 187 by 10, and we're averaging $18.70 per meal out.

i am cute
 Drinking wine, in a restaurant, as usual.

Now, this is highly unscientific. But think about what one can do with $18 dollars. That's my monthly gym membership, with extra to spare!  That's almost two months of Netflix. That's half a tank of gas, well, maybe.  Until my rates went up this month, that amount covered my copay at the doctor's office. Think of the possibilities!

The W & the C's yummy oysters...
There is nothing inherently wrong with eating out or drinking out--in moderation. (Ha!  I think I said the exact same thing about sugar last month!)  That meal Dad and I ate on Thursday at The Walrus and The Carpenter--amazing.  It is an easy way to socialize with friends: it doesn't take a lot of creativity, and we've all got to eat sometime.  And it is convenient as hell for a single gal like me.  If I cook a big dish, roast a chicken or something, I better have someone coming over for dinner.  I made a huge pot of lentil soup earlier this month, and I can't tell you how sick I got of eating lentils for lunch.  It's all me or nothing.

But eating out is a LUXURY.  I may be making enough to cover my bills at present, but we're still living in a recession.  I'm not even going to start on how there are people starving in the Democratic Republic of Congo, Chad, Bangladesh, or Haiti.  There are.  Perhaps I'll go into this later.

So I'm going to cease my eating and drinking out for the month of February.  At the end of the month, I'm going to do my best to calculate how much money I saved from eating in, and donate half of that amount to a world hunger relief organization TBA (nominees, anyone?). What constitutes eating out and drinking out?  How gung ho am I going to go?  Here's my rules:

1.  No meals in restaurants.

2.  No take-out meals, including the deli at Whole Foods, etc.  That includes hot prepared soups and prepared sandwiches. However, I will allow myself to eat soup from a can and frozen food entrees, though I don't generally eat much of either.  Also, if friends invite me over to watch the Super Bowl, or Oscars, or whatever, and they're serving Pizza Hut or something from the deli section, I'll eat it--they're the hosts.

Whole Foods Deli: friend to the hungry and in a hurry, foe to the paycheck. Credit: Whole Foods Market

3.  No popcorn or snacks bought at the movies (seriously, $6 for that crap??). However, if I want to buy a bag of that white cheddar popcorn at the store, I will.  I probably won't.

4.  I will only allow myself to purchase four beverages for the entire month of February.  That's one drink out a week, so I better use it wisely.  I'm bending here as a concession to my friends, and so I don't spend the entire month crying about how I suddenly have no social life.

5.  If it suits me, I can go and use my Groupon to Cupcake Royale, because it is going to expire in March and I haven't eaten any of my one dozen cupcakes.  Oops.

Finally you will be mine. Photo by Rachel from Cupcakes take the Cake.

6.  If I decide to go out of town, I have the right to put a hold on my month of not eating out for the duration of my trip rather than subjecting my hosts to my rules. If this happens, my month of not eating out will continue into March for the length of the trip and overlap with my month of not--gulp--drinking alcohol.

7.  "Eating out" does not include picnics or going over to friends' houses for dinner.  Duh.

To balance out my removal of eating/drinking out from my life, I need to add something pleasurable. For January, that thing was sleep.  For February, I want to increase my social activity!  The easiest way to do this, clearly, is to have people over for dinner more.  Thus, I'd like to invite you all over for homemade pizza. Or soup.  I'm going to make one or the other each weekend this month, calendar to be announced.  Let me know if you want an invite!  OR if you'd rather I come to your house to cook with you, I can run with that too. 
pretty drink
Maybe I'll make you one of these pretty drinks!